Frequently Asked Questions

Credit Application

Just a few minutes depending on your personal situation. Call or click now to be connected to a personal concierge or complete an application to get started and we will contact you as soon as possible.

Requirements depend on your individual financial situation. Together, we can determine what best fits for you.  

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Suntrup has been in Saint Louis for over 50 years. Our long term relationships allow us to secure your loan at the lowest rate for your situation.  As a high volume dealer we get the job done when others can’t!

Once you have completed the application process, we can determine how much you can be approved for.

Your interest rate is determined by many factors, including but not limited to: how much you borrow, the length of the loan, the year, make and model of the vehicle.

YES

Our primary focus is to attain a competitive loan. Once your loan secured, we can move our focus to the automobile. Generally, this vehicle will be from our location.   However, if you have a specific vehicle in mind, and you don’t see it, it could be on its way!  Vehicles are added to our inventory daily.

The vehicles you can qualify for will vary based on your approval amount and loan terms.

This will depend on the amount borrowed, down payment, interest rate and length of the loan, along with any additional terms and conditions.

Sometimes it helps, but it isn’t a requirement!

ABSOLUTELY!

To ensure quality and dependability, our vehicles are chosen from our “in network” certified inventory. As a reputable dealer, we are held to a higher standard than individuals or brokers selling on craigslist or other unlicensed settings.